As a passive investor you can use a mutual fund as a no fuss way of to invest your money. Alternatively you could go active by choosing your own investments. Another way is to pick your own investments. You can do you own research and purchase shares, properties, bonds and alternative assets. Choosing your investments will allow you greater flexibility but it also means that you believe you have better skills than professional investors. Another way to use your capital is to trade it. Trading is effectively like running your own business and require excellent money management and risk management skills as a prerequisite for success. Trading forex is one way to make money.This will allow geared trading on foreign currencies. There are a lot of derivatives which can be traded these days and CFD trading is no exception. CFD trading allows a trader to trade a multitude of markets on margin allowing great leverage and flexibility. Think about CFD trading as part of your portfolio management.